Postdating check illegal ny
Luckily, I avoided overdraft fees, but this situation was still quite worrying. What if this created an overdraft and I had to pay expensive fees?After the initial period of panic, grief and anger toward the bank and the person who had cashed the check, I did some serious digging into the regulations surrounding postdated checks.
Just a day or two after I mailed the check, it was cashed – a full two weeks before the check was dated.
The check emptied my checking account, and since I had set up overdraft protection, it withdrew the rest of the funds from a savings account.