Instantly review the debt consolidation loan offers you qualify for, with no need to ever visit a branch.Loans are deposited directly into your bank account in as quickly as a few days.You can pay off your loan at any time and get rid of future interest payments. A debt consolidation loan can improve your credit score.75% of Lending Club customers experienced a FICO score increase three months after obtaining their loan, with an average score increase of 20 points., 2016. Credit counseling and debt settlement programs both have you send a single monthly program payment that is used to take care of your debt, but your debts still are owed to your original creditors. However, in the debt relief industry, both are often referred to as programs that consolidate your debt.Borrowers who used a personal loan via Lending Club for debt consolidation or to pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 33% lower than they were paying on their outstanding debt or credit cards.To calculate how much you could save, use our personal loan calculator.
With fixed, low rates and monthly payments, the amount you pay will never increase, giving you a clear path to achieve your financial goals.
Our online loan application takes minutes, with no impact to your credit score.