Consolidating credit card debt online online

16-Jul-2016 19:04

There are many ways to consolidate your credit card and other debt, such as with a 0% APR credit card, a home equity loan or a personal loan.

consolidating credit card debt online online-68

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Consolidation works best as part of a larger plan to become debt-free; it shouldn’t just be a way to buy some breathing room.

If you owe more than half your gross income or if you can’t expect to pay off the debt within five years, then you should seek a debt management plan through a credit counselor or consider filing for bankruptcy.

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